By line of business

Life

Health

P&C

  • Condo Insurance (HO-6) Calculator In development
  • Insurance Deductible Break-Even Calculator In development
  • Flood Insurance Coverage Calculator In development
  • Homeowners Insurance Coverage Calculator In development
  • Renters Insurance Calculator In development
  • Umbrella Insurance Calculator In development

Auto

  • Auto Insurance Coverage Calculator In development

Business

  • Business Interruption Insurance Calculator In development
  • Buy-Sell Agreement Funding Calculator In development
  • Key Person Insurance Calculator In development
  • Workers' Compensation Premium Calculator In development

Specialty

  • Pet Insurance Value Calculator In development
  • Travel Insurance Cost Calculator In development

The calculator schedule

Insurance calculators for agents, listed line by line

Each line of business gets its own set of needs calculators. Pick the one that matches the product page, embed it, and every visitor who asks to be contacted arrives with their inputs and results attached.

10Live
20In development
9lines of business
Schedule of calculatorsUpdated Oct 17, 2026
#LineLiveIn development
ALife insurance23
BHealth insurance & HSAs33
CMedicare-age planning01
DDisability & long-term care20
EAnnuities30
FProperty & casualty06
GAuto insurance01
HBusiness insurance04
IPet & travel02

Live calculators link to their own page. Calculators marked "In development" have no page yet and cannot be embedded; they appear here so you can see what is coming for each line. Insurance calculators are part of the Enterprise plan.

This index lists every InsuranceQuoteWidget calculator by line of business. 10 are live and embeddable today; 20 more are in development and carry an "In development" stamp until release. Every calculator estimates coverage need or cost for the visitor — none of them returns a premium, a rate or a binding offer.

A. Priority line

Life insurance

Needs analysis that answers "how much life insurance do I need?" with the prospect's own numbers.

Browse Life calculators
Human life valueEstimate the present value of your future earnings — a measure of your economic value to your family.LiveLife insurance needsEstimate how much life insurance coverage your family would need to stay financially secure.Live
Final Expense Insurance CalculatorEstimate how much burial or final expense insurance you need to cover a funeral, final bills and small debts.In development
Mortgage Protection Insurance CalculatorSee how much life coverage would pay off your mortgage today and how the balance falls over time.In development
Term vs. Whole Life Insurance CalculatorCompare buying term life and investing the difference with buying whole life, using your own premium quotes.In development

Also useful for this line: Disability income

B. Priority line

Health insurance & HSAs

Plan-cost, HSA and ACA subsidy math for open-enrollment shoppers.

Browse Health calculators
HSA contribution limitFind your maximum HSA contribution for the year, including the age-55 catch-up.LiveHSA growthProject the future value of your Health Savings Account with tax-advantaged growth.LiveHSA vs traditional planCompare the total yearly cost of an HSA-qualified high-deductible plan against a traditional health plan.Live
ACA Premium Tax Credit CalculatorEstimate your Marketplace (Obamacare) premium tax credit and what you would pay each month after the subsidy.In development
Critical Illness Insurance CalculatorEstimate the lump sum you would need to get through a serious illness such as cancer, heart attack or stroke.In development
Health Plan Cost Comparison CalculatorCompare the true yearly cost of two health plans — premiums plus deductible, coinsurance and out-of-pocket maximum — at the level of care you expect.In development

C. Priority line

Medicare-age planning

Tools for clients approaching 65: IRMAA surcharges, the HSA cut-off, care costs and retirement income.

Browse Medicare calculators
Medicare IRMAA CalculatorSee your 2026 Medicare Part B premium and the income-related surcharges (IRMAA) for Parts B and D based on your income.In development

Also useful for this line: HSA contribution limit, Long-term care cost, Immediate annuity income

D.

Disability & long-term care

Income protection and care-cost math for the risks people underestimate most.

Browse Disability & LTC calculators

E.

Annuities

Fixed, immediate and variable annuity projections for retirement-income conversations.

Browse Annuities calculators

F.

Property & casualty

Dwelling, renters, condo, flood, umbrella and deductible math that starts conversations about limits, not just price.

Condo Insurance (HO-6) CalculatorWork out the HO-6 coverage a condo owner needs based on what the association's master policy covers.In development
Insurance Deductible Break-Even CalculatorCompare a low and a high deductible on any policy — auto, home, renters or business — and see which saves more over time.In development
Flood Insurance Coverage CalculatorSee how much of your building and belongings the NFIP can cover and how much excess flood coverage you would need.In development
Homeowners Insurance Coverage CalculatorEstimate the dwelling coverage you need to rebuild your home, plus other structures, belongings and loss of use.In development
Renters Insurance CalculatorAdd up what your belongings would cost to replace and see how much renters insurance coverage you need.In development
Umbrella Insurance CalculatorEstimate how much personal umbrella liability coverage you need to protect your assets and future income.In development

G.

Auto insurance

Liability limits measured against what the driver owns, plus a deductible break-even.

Auto Insurance Coverage CalculatorCheck whether your auto liability limits protect what you own, and whether a higher collision deductible pays off.In development

H.

Business insurance

Workers' comp, key person, buy-sell and business interruption estimates for commercial conversations.

Business Interruption Insurance CalculatorEstimate the business income coverage you would need to stay afloat while your premises are repaired after a covered loss.In development
Buy-Sell Agreement Funding CalculatorWork out how much life insurance funds a buy-sell agreement and how many policies a cross-purchase or entity plan needs.In development
Key Person Insurance CalculatorEstimate how much life insurance a business should carry on an owner or employee it depends on, using three common methods.In development
Workers' Compensation Premium CalculatorEstimate a workers' comp premium from payroll, class code rates and your experience modification factor.In development

I.

Pet & travel

Pet and travel insurance value math for easy cross-sells.

Pet Insurance Value CalculatorCompare what you would pay with and without pet insurance for normal years and for a big vet bill.In development
Travel Insurance Cost CalculatorEstimate trip insurance cost from your quoted rate and see what you would get back if you cancel, with or without Cancel For Any Reason.In development

How should an agency choose which calculator to embed first?

Start with the line that pays your bills and the page where visitors already hesitate. A life agency puts the life needs calculator on its term-life page; a benefits broker starts with an HSA calculator during open enrollment. One calculator on a page with real traffic beats five on pages nobody reads.

Look at your analytics for the product page with the most visits and the fewest form fills. That gap is usually a visitor who wanted an answer before they were ready to talk. A needs calculator gives them that answer and asks for contact details at the moment they have a number in front of them.

Once the first calculator is producing leads, add the cross-sell. Disability income sits naturally beside life; long-term care sits beside annuities and Medicare-age planning. Each calculator page on this site lists the pairings that make sense for it.

What does every calculator in the library have in common?

Every calculator updates its result live as the visitor types, carries a plain-language Definitions block, offers Share and Print, and shows a disclaimer you control. Every one ends in the same lead form: contact details, consent, and the inputs and results posted to your email, contacts and webhook.

The interface runs in English and Spanish, and the visitor can switch. You choose from 12 themes and 20 colour palettes, set your own fonts, and pick light, dark or automatic mode so the calculator matches your site rather than ours.

Because the lead structure is shared, a webhook you build once in HighLevel, Zapier or Make handles a life lead and an annuity lead the same way. The calculator name travels in the payload so you can branch by line.

  • Live results as the visitor types
  • Definitions block: off, collapsed, expanded or as a tab
  • Share by link or send to a friend, plus Print
  • Agency-controlled disclaimer and consent language

Do any of these calculators show premiums or quotes?

No. Each calculator estimates how much coverage a household may need, or what a plan or account may cost or produce over time. Pricing a policy still happens with you and your carriers, under your license. That keeps quoting where it belongs and keeps the calculator educational.

This matters for compliance as much as for sales. A needs estimate is a conversation starter; a premium shown on a website can create expectations you then have to walk back with underwriting. Our wording throughout the calculators says estimate, and the disclaimer is yours to edit for your state and carriers.

Which lines are still being built?

Property & casualty, auto, business and specialty calculators are built and awaiting release, along with further life, health and Medicare-age tools. They show here with an "In development" stamp. A calculator gets its own page and becomes embeddable on the day it is released, and this index updates at the same time.

We do not publish feature pages for calculators that do not exist yet, and we don't take pre-orders on them. If a specific line matters to your agency, tell us — it helps us order the queue.

FAQ

Questions agencies ask

Answers first, details after.

How many insurance calculators can I embed right now?

10 are live today, and this page always reflects the current number. Another 20 are in development. Live calculators link to their own page with the fields, results and placement advice; development ones are listed for planning only.

Which plan do I need for the insurance calculators?

The insurance calculators are included in Enterprise, at $210 a month or $2,100 a year. The Producer plan gives you general finance calculators so you can test embedding and the lead flow first. See plan details.

Can I put several calculators in one widget?

Yes. A widget can bundle calculators as a floating launcher with a list, as tabs, as buttons that open popups, or as a grid of cards. A life-and-health agency might put life needs, disability and an HSA calculator behind one floating button. See multi-calculator widgets.

Why are some calculators marked In development?

Because they are not released yet. We list them so you can see the roadmap for each line, but they cannot be embedded and have no page until they go live. We will not describe a development calculator as available.

Can I change the fields a calculator asks for?

The math and the fields are fixed per calculator, so results stay consistent and defensible. What you control is presentation: theme, palette, fonts, light or dark mode, custom CSS, the Definitions block, the disclaimer and the lead form wording.

Do the calculators work in Spanish?

Yes. The calculator interface runs in English and Spanish, and the visitor can switch between them. That matters for agencies serving Spanish-speaking households, especially in life and health. More languages are planned. See Spanish calculators.

Where do I find the inputs each calculator collects?

On each live calculator's own page, under the lead signals section, which lists the real fields and what each one tells a producer before the call. The same fields appear in the webhook payload under the submission's inputs.

Is there a calculator for homeowners or auto coverage yet?

Not yet. Homeowners dwelling coverage, renters, condo HO-6, auto coverage needs, umbrella, flood and a deductible break-even calculator are built and awaiting release. They will appear on this index, with their own pages, when released.

Can a visitor use a calculator without giving contact details?

Yes. Results update live as they type, with no gate in front of the math. The lead form asks for contact details and consent only when the visitor wants you to follow up, which is why the leads you receive tend to be people who chose to talk.

InsuranceQuoteWidget

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Try the general calculators free on Producer, or start a 14-day trial of Enterprise with every live insurance calculator unlocked.

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