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Line B · Health
Health insurance calculators let a visitor compare what a high-deductible plan with an HSA really costs against a traditional plan, project HSA growth and check contribution limits. Agencies that write individual, family and small-group health receive leads who have already entered their premiums, deductibles and expected medical costs.
What you get
Health
The visitor picks self-only or family HDHP coverage, enters their age, what has already gone in this year and the months left. You receive their maximum, the remaining room and the monthly amount to reach it.
4 inputs · 5 results
The visitor enters their current balance, their own and their employer's yearly contributions, years to grow and an expected return. You receive the projected HSA value and a clear picture of how they use the account today.
5 inputs · 5 results
The visitor enters premiums and deductibles for both plans, the employer HSA deposit, expected medical costs, their own HSA contribution and their tax rate. You receive each plan's net cost and the one that came out lower for them.
8 inputs · 5 results
They capture the numbers you would otherwise ask for on the first call: the two premiums being compared, both deductibles, the employer's HSA contribution, expected medical costs and the shopper's marginal tax rate. A lead that arrives with "HDHP net cost vs traditional net cost" is a lead you can advise in minutes.
The HSA vs traditional plan calculator nets premiums, expected out-of-pocket costs, employer contributions and the tax saving on HSA deposits. The HSA contribution calculator answers the limit question, including the age-55 catch-up, and the HSA savings calculator shows long-term growth for clients who treat the account as a retirement asset.
An ACA premium tax credit calculator is built and waiting for release. It estimates the subsidy from household MAGI relative to the federal poverty level and the benchmark silver premium for the coverage year. Because the enhanced credits expired after 2025, the 400% income limit applies again for 2026 — exactly the change shoppers need explained.
Leads from a subsidy calculator arrive with household size and income already stated, which tells a Marketplace-certified agent within seconds whether the shopper is likely subsidy-eligible, near a cliff, or better served by off-exchange or employer options. Point consumers to HealthCare.gov (opens in a new tab) for official eligibility determinations.
Feature them weeks before the season starts, link them from every enrollment email and social post, and route their leads into a separate pipeline stage so your team can prioritize shoppers whose expected costs make plan design matter most. Our Medicare and ACA season guide walks through the calendar.
FAQ
Answers first, details after.
Live today: HSA vs traditional health plan, HSA contribution limit and HSA savings growth. ACA premium tax credit, health plan cost comparison and critical illness calculators are built and waiting for release.
It shows which plan has the lower estimated net cost for the inputs they entered and how much they would save, then leaves the recommendation to you. Plan networks, drug formularies and out-of-pocket maximums still need a licensed conversation.
The contribution calculator applies the IRS annual limits for self-only and family coverage and the age-55 catch-up, and the limits are updated when the IRS publishes new figures each year. Your visitors see the year's figures without you editing anything.
Yes. Employers and employees use the same plan-cost logic, and the HSA tools help employees understand an employer contribution. Many benefits agencies embed them on an employee-education page during the employer's open enrollment.
It will. The ACA premium tax credit calculator is built with the coverage year's HHS poverty guidelines and IRS applicable-percentage table and publishes here when it is released. Official eligibility is always determined by the Marketplace.
Yes. Every calculator runs in English and Spanish, and the visitor can switch inside the widget — useful for agencies serving Hispanic families during open enrollment.
The shopper's contact details and consent, every input — premiums, deductibles, employer contribution, expected costs, tax rate — and every result, plus the page and campaign that brought them. You see which plan design they leaned toward before you call.
The insurance calculators, including the health and HSA tools, are included in Enterprise at $210 a month, with a 14-day free trial.
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