Property and casualty agency lead generation that rounds out the account

Because the household is already your client. Clients with more than one line tend to be easier to keep, and life, disability and long-term care are the lines P&C books most often leave to someone else. A calculator lets the client discover the gap privately, then ask you about it, so the cross-sell feels like service rather than a pitch.

Start with the life insurance needs calculator: it asks for mortgage balance and other debts, which your homeowners clients understand immediately. The disability calculator follows naturally for self-employed clients and tradespeople.

The P&C set covers homeowners dwelling coverage, renters, condo HO-6, auto coverage needs, umbrella liability, flood and deductible break-even, released one by one. Each estimates a coverage amount or trade-off from the client's own figures, such as rebuild cost per square foot or assets above current liability limits. Released ones appear on the calculators page.

• Homeowners dwelling coverage: rebuild cost and Coverage A to D estimates (in development)
• Umbrella insurance: total exposure above underlying limits (in development)
• Flood insurance: building and contents value above NFIP limits (in development)
• Auto coverage needs: liability limits measured against assets at risk (in development)
• Deductible break-even: claim-free years to recover a higher deductible (in development)

Treat it as a warm referral from inside the account. If you hold the life license and appointments, confirm the figures and run a full fact-find. If not, route the lead by webhook to your L&H partner with the calculation attached, so the client never repeats themselves. Either way, follow up within the consent the client gave.

Per-calculator webhooks make that split simple: life and disability calculators post to one pipeline, P&C calculators to another. See HighLevel and CRM sync. If you share leads with a partner agency, make sure your consent language and privacy notice allow it.